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Small business loans
Not every gap is an equipment gap. Payroll on a slow-paying job, a materials order, mobilisation costs — short-term capital covers what equipment finance can't.
Equipment and assets covered
- Terms from 6 to 24 months
- Funding in as little as one business day
- Available alongside an equipment transaction
- No requirement to pledge specific equipment
- Seasonal businesses and uneven revenue considered
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Three steps to funded
Apply
About five minutes. Business details, the equipment, and an authorised signature.
Underwrite
We review credit, time in business, and the asset, then come back with a specific structure.
Fund
Documents go out electronically. Once signed, we pay your vendor directly.
Small business loans questions
A clean file can fund within one business day of approval. Larger requests generally take two to three.
Yes, and it's common — the equipment contract funds the machine while working capital covers mobilisation and payroll until the job pays.
Pre-qualification uses a soft pull, which does not affect your score. A hard inquiry is run only once you accept terms and ask us to prepare documents.
Requests up to $150,000 are typically application-only for established businesses: one page plus the equipment quote. Above that, expect to provide two years of business tax returns and recent bank statements.
Other financing we do
Ready to put the equipment to work?
Send us the quote, the listing, or the auction lot. We'll come back with a structure and a payment today.