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Heavy equipment financing
Iron that isn't working isn't earning. We finance heavy equipment for contractors who need the machine on the job, not sitting at a dealer while a bank thinks about it.
Equipment and assets covered
- Excavators, dozers, wheel loaders, and skid steers
- Cranes, boom lifts, and material handling
- Compaction, crushing, and screening plant
- Attachments and buckets financed with the base machine
- New, used, dealer, auction, and private-party purchases
ConstructionThree steps to funded
Apply
About five minutes. Business details, the equipment, and an authorised signature.
Underwrite
We review credit, time in business, and the asset, then come back with a specific structure.
Fund
Documents go out electronically. Once signed, we pay your vendor directly.
Heavy equipment financing questions
We regularly finance machines up to about 15 years old. Age affects term length more than approval — an older unit may be approved at 36 or 48 months where a new one would go to 72.
Yes. Multiple units, even from different vendors, can go on a single contract. That usually means one payment and one set of documents instead of several.
Attachments are normally rolled into the transaction for the base machine. Standalone attachment financing is possible when the value justifies it.
Pre-qualification uses a soft pull, which does not affect your score. A hard inquiry is run only once you accept terms and ask us to prepare documents.
Requests up to $150,000 are typically application-only for established businesses: one page plus the equipment quote. Above that, expect to provide two years of business tax returns and recent bank statements.
Other financing we do
Ready to put the equipment to work?
Send us the quote, the listing, or the auction lot. We'll come back with a structure and a payment today.