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Backhoe financing
The backhoe is the machine that does four jobs badly enough to save you buying four machines. We finance them for general contractors, utility crews, and municipal fleets.
Equipment and assets covered
- Centre-mount and side-shift backhoe loaders
- 2WD and 4WD configurations
- Extendahoe and standard dipper arms
- Utility, municipal, and general contracting use
- New and used, including ex-municipal fleet units
ConstructionThree steps to funded
Apply
About five minutes. Business details, the equipment, and an authorised signature.
Underwrite
We review credit, time in business, and the asset, then come back with a specific structure.
Fund
Documents go out electronically. Once signed, we pay your vendor directly.
Backhoe financing questions
Yes. Ex-municipal backhoes are often well maintained with documented service history, which underwrites well even at higher hours.
Usually, yes. Trailers and haul equipment can generally be added to the same contract as the machine they carry.
Pre-qualification uses a soft pull, which does not affect your score. A hard inquiry is run only once you accept terms and ask us to prepare documents.
Requests up to $150,000 are typically application-only for established businesses: one page plus the equipment quote. Above that, expect to provide two years of business tax returns and recent bank statements.
Other financing we do
Ready to put the equipment to work?
Send us the quote, the listing, or the auction lot. We'll come back with a structure and a payment today.



