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Business acquisition loans
Buying a business with real equipment behind it is a different underwrite than buying goodwill. Hard assets in the deal give us something to lend against and usually improve your terms.
Equipment and assets covered
- Asset purchases and share purchases
- Partner and shareholder buyouts
- Family succession and management buyouts
- Equipment-heavy acquisitions structured against the assets
- Seller financing accommodated in the structure
Business FinanceThree steps to funded
Apply
About five minutes. Business details, the equipment, and an authorised signature.
Underwrite
We review credit, time in business, and the asset, then come back with a specific structure.
Fund
Documents go out electronically. Once signed, we pay your vendor directly.
Business acquisition loans questions
Three years of the target's financials, the purchase agreement or LOI, an equipment schedule, and your own background in the industry.
Substantially. A buyer who has run this kind of business underwrites very differently from one entering the sector cold.
Often, yes. A seller note held behind our position can reduce the cash you need at closing and signals the seller's confidence in the business.
Pre-qualification uses a soft pull, which does not affect your score. A hard inquiry is run only once you accept terms and ask us to prepare documents.
Requests up to $150,000 are typically application-only for established businesses: one page plus the equipment quote. Above that, expect to provide two years of business tax returns and recent bank statements.
Other financing we do
Ready to put the equipment to work?
Send us the quote, the listing, or the auction lot. We'll come back with a structure and a payment today.