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Excavator financing
From a 1.5-tonne mini to a 50-tonne production machine, we finance excavators against the value of the asset and the strength of your business — not a rigid scorecard.
Equipment and assets covered
- Mini and compact excavators for tight-access work
- Midi and full-size tracked excavators
- Wheeled excavators and rubber-tyred machines
- Long-reach, demolition, and high-flow configurations
- Thumbs, breakers, grapples, and couplers included
ConstructionThree steps to funded
Apply
About five minutes. Business details, the equipment, and an authorised signature.
Underwrite
We review credit, time in business, and the asset, then come back with a specific structure.
Fund
Documents go out electronically. Once signed, we pay your vendor directly.
Excavator financing questions
Yes, and it's common. Get pre-approved before the sale so you know your ceiling — auction purchases usually settle fast, and a pre-approval means you aren't scrambling for funds.
Hours matter more than model year on excavators. A well-documented 6,000-hour machine with service records often underwrites better than a neglected low-hour unit.
Established contractors with solid credit frequently qualify for zero down. Newer businesses or higher-hour machines typically need 10–20%.
Pre-qualification uses a soft pull, which does not affect your score. A hard inquiry is run only once you accept terms and ask us to prepare documents.
Requests up to $150,000 are typically application-only for established businesses: one page plus the equipment quote. Above that, expect to provide two years of business tax returns and recent bank statements.
Other financing we do
Ready to put the equipment to work?
Send us the quote, the listing, or the auction lot. We'll come back with a structure and a payment today.